Opinions

What Does India’s First Tokenised Bond Pilot Mean for the Debt Market?

India has successfully completed its first tokenised bond issuances, marking a major step for Demat 2.0. While the pilot proves tokenised bonds can operate within the existing financial system, the next challenge is whether the technology can improve liquidity, trading and broader participation in the debt market.

AI Observability: Who Is Monitoring What AI Systems Actually Do?

AI is constantly evolving from doing what it is told to doing what it has been trained to do. We can see that leading...

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What Does India’s First Tokenised Bond Pilot Mean for the Debt Market?

India has successfully completed its first tokenised bond issuances, marking a major step for Demat 2.0. While the pilot proves tokenised bonds can operate within the existing financial system, the next challenge is whether the technology can improve liquidity, trading and broader participation in the debt market.

AI Observability: Who Is Monitoring What AI Systems Actually Do?

AI is constantly evolving from doing what it is told to doing what it has been trained to do. We can see that leading...

How Is AI Creating a New Workplace Divide?

Artificial intelligence is changing the workplace faster than any technology we have witnessed in recent decades. Conversations around AI often focus on automation, productivity,...

The Biggest Insurance Mistakes Indian Families Continue to Make

Buying insurance in India has never been easier. In just a few taps on a smartphone, anyone can compare plans and purchase coverage within...

How Causal AI Could Change Financial Decision Making

Every senior finance leader who has sat through more than one board cycle has lived the same moment. A number comes in worse than...

Why India needs AI-powered climate resilience at the local governance level

India does not have one climate typology. It has more than 290 days of extreme weather events and thousands of local ones. A coastal village...

The Role of Trust and Transparency in Indian Real Estate

As Indian real estate becomes more transparent, buyer trust is shifting from developer reputation and assurances toward information that can be independently verified before a purchase.

Why Insurance Needs a Bigger Role in India’s Data Centre Story

India is seeing an unprecedented data centre boom driven by cloud adoption, AI, digital payments, 5G, e-commerce, and local data-storage requirements. Billions of dollars...

Why Mother Tongue-Based Learning Is Critical to India’s Foundational Learning Goals

Using a child’s mother language can help teachers build stronger understanding of concepts before introducing the language used for classroom instruction.

The Cost of Knowing: Why Intelligence Is Becoming the Most Expensive Function in the Enterprise

AI is making enterprise intelligence more expensive, increasing the importance of data quality, governance and infrastructure in turning AI into measurable business value.

How Continuous Evaluation Can Transform Student Learning from Performance to Progress

Education needs to move beyond one-time exams, with continuous assessment and AI-enabled tools helping teachers identify learning gaps earlier and use assessment data to improve instruction.

The Growing Gap Between Education and Employability in Young India

India's demographic dividend has long been regarded as one of our biggest strengths. With over 600 million people below the age of 25, we...

The Governance Gap in the Age of Autonomous AI

As AI systems evolve from assistants into autonomous decision-makers, governance is becoming as critical as the technology itself. The article explores why accountability, transparency and human oversight will shape the next phase of enterprise AI adoption.

Beyond diamonds: How consumer behaviour is changing India’s jewellery market

A jewellery purchase in India used to come with a reason. A wedding was fixed, a festival was approaching, or a family wanted to...

Beyond Tourism: What Is Driving the Real Estate Boom in Goa?

Goa’s real estate market is drawing attention for more than its tourism economy. As infrastructure improves and buyer preferences evolve, the state is witnessing changes that extend beyond seasonal demand.

Why does Enterprise need an AI exit strategy before adapting?

From being experimental to being a necessity for any business, Artificial Intelligence has changed everything about how organizations work across various industries. Companies are...

How Technology-Led Skilling Is Strengthening India’s Healthcare Services Economy

India’s medical services segment is entering a transformative phase, driven by the rapid expansion of digital integration such as AI-powered healthcare tools, telemedicine, and...

The New Collateral in Lending Isn’t an Asset; It’s a Citizen’s Consent

Old habits die hard, and few habits in Indian finance have died harder than our collective attachment to the self-attested photocopy. For three decades,...

Why Do Most Enterprise AI Projects Never Make It Past the Pilot Stage?

Conceiving, developing, and implementing AI projects an optimum mix of creativity, dedication, and perseverance.

How Mixed-Use Ecosystems Will Shape the Next Decade of Urban India

India's urban growth story is entering a decisive phase. By 2036, nearly 600 million Indians are expected to live in urban centres, which are...

How Generative AI Could Reshape Airline Distribution and Travel Retailing

Airline distribution is entering a new phase. For decades, the industry has relied on a framework built around fares, schedules, and availability. That model...

How AI Is Quietly Turning Interior Design into a Predictive Science

Predictive science uses historical data, behavioral trends, simulations, and machine learning models to predict the future. In interior design, this means predicting how a...

How AI Is Building India’s Next-Generation Emergency Mobility Infrastructure

Imagine this. A customer is stranded on the roadside due to a vehicle breakdown and raises a request for assistance. In a traditional roadside...

Human-in-the-Loop: Why AI in Education Still Needs the Professor

Generative AI is rapidly entering classrooms, boardrooms, and training programs. Yet a critical question remains unresolved: does AI enhance learning, or quietly replace it? In...

Why Indian Men Are Quietly Moving Away From Fast Fashion

When a man opens his wardrobe, stares at a rail of clothes, and realises he has nothing to wear. Not because the wardrobe is...

How changing lifestyles are driving demand in home improvement products

The parking lot outside a home interiors store in Bengaluru's Marathahalli is full by ten on a Sunday morning. Not full of contractors or...

Why Indian Business Still Runs on Spreadsheets and WhatsApp for Treasury

India is home to one of the world's fastest-growing fintech ecosystems, projected to reach $421 billion by 2029. As the third-largest fintech hub globally,...

The New Age of Digital Assets: How Blockchain Is Redefining Financial Inclusion

Innovation is changing the nature of economic participation and making it more inclusive, especially with the development of blockchain technology. Blockchain technology introduces a...

The Efficiency Gap That Will Reshape Finance by 2030

Here is the number that should be keeping every CFO awake right now: 97% of finance teams have adopted AI. Yet 45% of financial...

The rise of tier-2 GCCs: How digital infrastructure is redefining India’s technology talent map

For the better part of two decades, India's Global Capability Centre (GCC) story was really a story about four or five cities. Bengaluru, Hyderabad,...

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