Invest in High-Return Fixed Deposits with Bajaj Finance

Date:

Trending

According to a survey conducted by SEBI, about 95% of Indian families prefer parking their savings in Fixed Deposits (FD) over mutual funds. This is mainly because investing in this scheme does not involve market risks and ensures guaranteed returns. Furthermore, selecting Bajaj Finance as an investment partner ensures higher returns. Here are some reasons why individuals prefer FD as their investment instrument of choice.

Why should investors open fixed deposits with Bajaj Finance

- Advertisement -

Some of the reasons why investors must park their funds in FDs with Bajaj Finance are as follows:

  • Extensive returns: Investing money in FDs with Bajaj Finance can provide returns of up to 8.20% p.a. for about 44 months. Furthermore, investors have the flexibility of dividing their investments into different FD accounts with variable tenures like 15, 18, 22, 30, 33, 39, and 44 months. This helps them to get access to higher FD rates and compounded returns on their investment.

  • Flexibility in interest payout: Several investors prefer customised returns from their deposits along with higher returns. They have the flexibility of receiving a lump sum payout at the end of the tenure. Alternatively, they can also opt for monthly, quarterly, half-yearly, or annual payouts as per their convenience to serve as an additional source of income.

  • Complete online processing: Considering the busy schedule of people today, the entire process of investing in FD with Bajaj Finance has become completely online and can be done with just a few clicks. This end-to-end paperless process saves time otherwise spent on visiting the offline branches.

To top these benefits, Bajaj Finance offers a dedicated customer support portal named ‘My Account’ to help investors manage their FDs online. They can log in any time with their credentials to monitor the returns and make additional investments. Furthermore, they can also download crucial documents from this portal, if required.

- Advertisement -

Can investors meet emergency funding requirements with a Bajaj Finance FD

Bajaj Finance offers the flexibility of applying for a loan against fixed deposits to meet emergency financing needs. One can apply for a credit of up to 75% of the invested amount in cumulative FDs. However, in case of non-cumulative FDs, individuals can apply for loans of up to 60% of their invested amount.

What to do before investing in an FD

Bajaj Finance offers an online FD calculator that individuals must use to efficiently plan their investments. One can input the investment amount, pick a preferred tenure, and select the payout mode from the available options. This way, investors can compare the interest rates and maturity amounts for different investment amounts even before investing.

Is it complicated to open a Bajaj Finance FD online

To invest in a Bajaj Finance Fixed Deposit scheme online, there are some basic steps to follow. These are quite easy and saves valuable time.

  • Navigate to the ‘Fixed Deposit’ page on the official website and fill up an online application form.

  • Carefully enter the KYC and bank details before completing the payment using NEFT/RTGS or Net Banking/UPI, to begin the investment journey.

Who are eligible to invest in fixed deposits with Bajaj Finance

Citizens of India, partnership firms, Hindu Undivided Families (HUFs), sole proprietorships, family trusts, clubs, societies, and associations are eligible for opening a fixed deposit account with Bajaj Finance.

Furthermore, while investing in a fixed deposit scheme, individuals must have their PAN card and KYC documents like voter’s ID card, driving licence, passport, and Aadhaar card to complete the process.

Can investors renew their FD scheme with Bajaj Finance

Investors can renew their investments even before 24 hours of maturity to get the latest FD interest rates. For this, they will need to log in to their portal and visit the Fixed Deposit renewal page. They can make the appropriate selections and choose the tenure and payout frequency to complete the renewal process.

Bajaj Finance has also received CRISIL AAA/STABLE and [ICRA]AAA(Stable) ratings that ensure complete security of the FD investments made by customers. As such, investing in a fixed deposit scheme with Bajaj Finance deems to be one of the best options in the market. It helps investors unlock dual benefits of safeguarding their savings from market volatility and earning attractive returns with flexible payouts option in just a few clicks.

THE SNAPSHOTS

Sign up to get quick snaps of everyday happening, directly in your inbox.

We don’t spam! Read our privacy policy for more info.

- Advertisement -

Support our independent journalism PayPal (Outside India) For PayU (For Indian Readers).

More Latest Stories

More Articles

What to Consider When Choosing a Car Battery Repair Shop

When faced with car battery issues, finding the right repair shop becomes necessary. Given the central role a battery plays in the functionality of...

Fintevex Overview: What Traders Need to Know in 2025

In 2025, the trading world is more competitive than ever. With hundreds of platforms fighting for attention, each promising tighter spreads, smarter tools, and faster execution it’s become harder for traders to know which platforms genuinely deliver and which are just noise. This landscape has...

Lexus CarPlay and Android Auto Integration

In the ever-evolving landscape of automotive connectivity, Lexus CarPlay and Android Auto integration have...

Sifx trading platform: What Traders Looking to Profit Should Really Know

sifx.com is an online trading broker that provides access to multiple global markets through...
00:01:49

Trump Claims U.S. Trade Threat Helped Defuse India-Pakistan Ceasefire

On Monday, U.S. President Donald Trump said his administration played a key role in...

Operation Sindoor: India, Pakistan Agree to Ceasefire After High-Level Military Talks

India and Pakistan agreed on Saturday to halt all military activities across land, air,...

The Future of B2B Commerce: E-commerce Platforms and Beyond

The way companies buy items and sell services has changed a lot from the...

No OTPs, No Hassles: The Rise of Passwordless Digital Payments

India is pacing toward a passwordless future in the digital payments ecosystem. Technologically, it’s...

Kriscore Capital Launches ₹100 Cr Fund to Back Early-Stage Indian Tech Startups

Kriscore Capital, a newly launched venture firm focused on early-stage Indian technology startups, has announced the first close of its debut ₹100 crore fund. An...

Why Crypto Traders Are Flocking to Cap-tex Now

A recent surge in cryptocurrency prices, driven by global economic shifts and high-profile endorsements,...

How AI-Powered Online Platforms Are Revolutionizing Life Insurance Recommendations

Anyone with a child, a spouse, a life partner, or a parent as a...

Alphabet CEO Sundar Pichai Increases Stocks Holdings Amid Dividend Adjustment

According to a regulatory filing with the U.S. Securities and Exchange Commission (SEC), Alphabet...

From Arcade to Adventure – The Evolving Face of Entertainment and Why It Counts

Entertainment has always been a reflection of the shifting expectations of society. Earlier, people...

How Technology Helps Combat Various Viruses and Diseases

Technology has transformed the ways we approach vaccines, particularly for the flu. One noteworthy development is the precision in matching flu vaccines to the...

12 Eye-Popping Hacks to Make Your Next Business Presentation Sparkle

Business presentations are often necessary to gain new clients and showcase what it is you can offer, but more often than not, they end up being a bit dull, right? Well, if you read on, soon that will not be the case for your...

The Long-Term Power of Investing: Selecting Undervalued Industries

Investing can seem overwhelming, especially for beginners, as the numerous options and strategies available...

The Impact of EdTech on Student Outcomes in Higher Education

The introduction of interactive whiteboards in the early 1990s marked a major shift in...

The Ultimate Guide to Choosing and Using Fonts in Your Design Projects

Fonts play a crucial role in every design project, from branding and web design...

Predictive Analytics: The Key to Supply Chain Resilience

In today’s interconnected global economy, supply chains are the lifeblood of businesses, weaving intricate...

Empowering Growth: Boosting the Robotics Sector with Targeted Support

India's robotics sector is emerging as a key area of technological progress, driving innovation...

Software and Technology Changing the Industry

The advent of software and technological advancements has been a game-changer across various industries....

Alphabet COA Amie Thuener O’Toole Increases Stock Holdings

In a filing with the U.S. Securities and Exchange Commission (SEC), Alphabet Inc.’s (NASDAQ...

Elon Musk’s X Sues Indian Govt Over Content Regulation Clash

X Corp, an Elon Musk-owned social media firm, sued the Indian government in the...

Interview: Vserve CEO Siva Balakrishnan on SEO Secrets for Amazon Seller Success

In an interview with TechGraph, Siva Balakrishnan, CEO and Founder of Vserve, shared how...

Alphabet CEO Sundar Pichai Increases Stocks Holdings Amid Dividend Adjustment

According to a regulatory filing with the U.S. Securities and Exchange Commission (SEC), Alphabet...

Meta Legal Head Offloads Shares worth $577K

Meta Platforms Inc.’s (NASDAQ: META) Chief Legal Officer, Jennifer Newstead, has sold 921 shares,...

Shell Executive Robin Mooldijk Sells €1.69 Mn in Shares

Shell plc’s Projects & Technology Director, Robin Mooldijk, has offloaded 50,000 shares in the...

BGC Group raises $700 Mn in bond sale to refinance debt

BGC Group, Inc. (NASDAQ: BGC) has finalized a $700 million private offering of senior...

Alphabet Legal Chief John Kent Walker to Sell $2Mn in Shares via Morgan Stanley

Alphabet Inc.’s (NASDAQ: GOOGL) Chief Legal Officer, John Kent Walker Jr., has filed to...

From Arcade to Adventure – The Evolving Face of Entertainment and Why It Counts

Entertainment has always been a reflection of the shifting expectations of society. Earlier, people...

Elon Musk’s X Sues Indian Govt Over Content Regulation Clash

X Corp, an Elon Musk-owned social media firm, sued the Indian government in the...

Why Smart Cities Are the Future of Water Conservation

Water conservation has become an important factor due to climate change and worsened water...

Interview: Vserve CEO Siva Balakrishnan on SEO Secrets for Amazon Seller Success

In an interview with TechGraph, Siva Balakrishnan, CEO and Founder of Vserve, shared how...