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The Mobile Banking AI Permission Matrix: What an Assistant Can Access, Recommend, and Execute

A customer asks a mobile banking assistant to explain recent spending, suggest a savings amount, and transfer $200 between accounts. The first request retrieves...

Bulgaria Becomes 21st Member of the Eurozone

Bulgaria became the 21st nation to adopt the euro as its official currency on New Year’s Day, formally joining the eurozone. https://twitter.com/R_JeliazkovPM/status/2001629006479913416 The historic moment was...

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The Mobile Banking AI Permission Matrix: What an Assistant Can Access, Recommend, and Execute

A customer asks a mobile banking assistant to explain recent spending, suggest a savings amount, and transfer $200 between accounts. The first request retrieves...

Bulgaria Becomes 21st Member of the Eurozone

Bulgaria became the 21st nation to adopt the euro as its official currency on New Year’s Day, formally joining the eurozone. https://twitter.com/R_JeliazkovPM/status/2001629006479913416 The historic moment was...

Debt Recovery Reinvented: Collectedge’s Ranjan Agarwal on Reshaping India’s Collections Ecosystem for Lenders

Speaking with TechGraph, Ranjan Agarwal, CEO and Co-Founder of Collectedge, discussed how India’s debt recovery landscape has remained fragmented and manual even as digital...

The Data Economy Moment: Saafe’s Venkatesh Krishnamoorti on How Account Aggregation Is Reshaping India’s Financial Landscape

In an interview with TechGraph, Venkatesh Krishnamoorti, CEO and Managing Director of Saafe, discussed how India’s Account Aggregator (AA) framework is expanding access to...

Credit in Context: FinBox’s Rajat Deshpande on Powering Embedded Finance for the Digital Economy

Speaking with TechGraph, Rajat Deshpande, CEO and Co-Founder of FinBox, discussed how embedded finance is moving beyond traditional integrations to become a programmable layer...

Building Smarter Credit: BharatLoan’s Amit Bansal On Responsible Lending and the Future of India’s Personal Loan Market

Speaking with TechGraph, Amit Bansal, Founder of BharatLoan, discussed how India’s personal loan market is expanding rapidly as salaried professionals increasingly rely on short-term...

Embedding ESG in Banking: BCT Digital CEO Jaya Vaidhyanathan on the Next Phase of Sustainable Finance

Speaking with TechGraph, Jaya Vaidhyanathan, CEO of BCT Digital, discussed how sustainability is moving from a compliance requirement to an integral part of banking...

Inside Fyno’s Playbook: Aniketh Jain on Building Reliable Communication Infrastructure for Financial Institutions

In an interview with TechGraph, Aniketh Jain, Co-founder and CEO of Fyno, discussed how critical messages like OTPs and fraud alerts demand near-perfect reliability...

Driving BBPS Growth: plutosONE’s Rohit Mahajan On Powering the Next Phase Of Bharat’s Digital Economy

Speaking with TechGraph, Rohit Mahajan, Founder and Managing Partner of Plutos ONE, outlined how the company is taking the Bharat Bill Payment System (BBPS)...

ZET Study Flags Credit Literacy Gaps as 45% Indians Unaware of Credit Score Impact

Nearly half of Indian consumers have never reviewed their credit score, exposing them to silent loan rejections, higher interest rates and exclusion from affordable...

Understanding the Rise of Payday Loans in the UK

In recent years, the payday loan UK market has seen significant growth, drawing attention from economists, policymakers, and consumers alike. Despite the scrutiny, these...

IDBI Bank Sells 11.11% Stake in NSDL for ₹1,777 Crore in IPO Offer for Sale

IDBI Bank Ltd. ("NSE:IDBI" "BSE:500116" )said it sold 22.22 crore shares of National Securities Depository Ltd. (NSDL), representing an 11.11% stake, through an Offer...

Godrej Capital’s Gen AI Plan: CTO Jyothirlatha B on SAKSHAM AI and the Future of Financial Services

Speaking to TechGraph, Godrej Capital CTO Jyothirlatha B shared how the company is harnessing GenAI to accelerate credit assessments and enhance customer service. She...

Customer Sentiment Analysis in Retail Banking: Leveraging Speech Analytics for Deeper Insights

Jeff Bezos, the Founder of Amazon, famously stated, “It is not the customer’s job to know what they want. It is our job to...

SATYA Micro Capital Limited Secures INR 1000 Mn Debt Funding from Japan Based Mizuho Bank, Ltd.

RBI-registered NBFC-MFI, SATYA Micro Capital Limited, has successfully raised INR 1000 Mn from Mizuho Bank Ltd. which is a subsidiary of Mizuho Financial Group,...

Mediation vs. Arbitration in the Banking and Financial Services Sector: Which is Right for You?

Due to the complex and deeply entrenched nature of the banking and financial services ecosystem, it is likely that people will have financial disputes....

Gross Premium of Shriram General Insurance up 31% in Q1FY25

Shriram General Insurance Company (SGIC) has announced that its Gross Written Premium (GWP) during Q1 FY25 has increased by 31% to Rs 733 crore,...

IDFC FIRST Bank Q1 FY 25 PAT at Rs. 681 Crores, Core Operating Profit up 30.2% YOY

The Board of Directors of IDFC FIRST Bank, in its meeting held today, approved the unaudited financial results for the quarter ended June 30,...

Union Budget Live: YES BANK, Finance Sector Eyes For Digital Transformation & MSME Growth in Budget 2024

With strong tax collections and a bumper dividend from the RBI, YES Bank and experts from the banking and finance sector have expressed their...

Interview: NeoFinity CEO Rayan Malhotra On UPI impact & future of fintech

During an interview with the TechGraph editorial team, Rayan Malhotra, CEO of NeoFinity, highlighted the transformative impact of UPI on digital payments within the...

HCLTech Extends Its Partnership with Germany’s apoBank Deutsche Apotheker- und Ärztebank eG

HCLTech, a leading global technology company, today announced that Deutsche Apotheker- und Ärztebank eG (apoBank), Germany’s largest cooperative primary bank, has expanded its strategic...

Indian Overseas Bank Opens Dedicated Startups Branch in Chennai

Indian Overseas Bank (IOB) has launched a dedicated branch for startups in Chennai, aimed at providing personalized financial services and comprehensive support to emerging...

Bandhan Bank Q4FY24 Results

Improvement in asset quality along with growth in advances and deposits • Deposits grew 25% YoY reaching Rs.1.35 lakh crore as of end-March 2024  • Gross advances grew...

Arteria Technologies’ CEO Sriram Kanuri On Pioneering Embedded Financing for SMEs

During an interview with TechGraph, Arteria Technologies CEO & Founder, Sriram Kanuri, discussed Arteria's plans to leverage its partnership with ICICI Bank to create...

Redefining Banking Document Processing with Impactsure Technologies’ Dharmarajan Sankara Subrahmanian

During the interview with TechGraph, Dharmarajan Sankara Subrahmanian, Founder & CEO of Impactsure Technologies outlines how it is integrating cutting-edge technologies like AI and...

1Kosmos’ Siddharth Gandhi On Delineates Future of Passwordless Authentication in BFSI Sector

During an interview with TechGraph, Siddharth Gandhi, COO-Asia Pacific of 1Kosmos, sheds light on the burgeoning shift towards passwordless authentication solutions in the BFSI...

Bandhan Bank Makes Key Appointments To Its Leadership Board

In a bid to further strengthen its leadership board, Bandhan Bank has announced the appointment of Rajinder Kumar Babbar as Executive Director & Chief...

Budget 2024: Banking, Finance & Insurance Sector Reacts to India’s Interim Financial Proposals

The Union Finance Minister Nirmala Sitharaman's proposed Interim Union Budget for 2024-25 has drawn varied reactions from leaders in the finance, banking, insurance, and...

Navigating Fluctuating Home Loan Rates: BASIC Home Loan CEO Atul Monga On Seamless Mortgage Experience

Speaking to TechGraph, BASIC Home Loan's CEO and co-founder Atul Monga outlined the company's personalized strategies in helping customers navigate fluctuating home loan rates...

IDFC FIRST Bank and Mastercard Unveil the FIRST SWYP Credit Card – The Coolest Card for Today’s Generation

IDFC FIRST Bank expands its credit card offering for the youth with the introduction of the FIRST SWYP Credit Card. Created for today's...

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