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Topics: Loan business

Beyond Instant Approvals: PayMe CEO Mahesh Shukla on Building Compliant Lending for India’s New Credit Economy

Speaking with TechGraph, Mahesh Shukla, Founder and CEO of PayMe, discussed how India’s digital lending landscape is evolving from instant disbursal models to frameworks...

Building Smarter Credit: BharatLoan’s Amit Bansal On Responsible Lending and the Future of India’s Personal Loan Market

Speaking with TechGraph, Amit Bansal, Founder of BharatLoan, discussed how India’s personal loan market is expanding rapidly as salaried professionals increasingly rely on short-term...

ZET Study Flags Credit Literacy Gaps as 45% Indians Unaware of Credit Score Impact

Nearly half of Indian consumers have never reviewed their credit score, exposing them to silent loan rejections, higher interest rates and exclusion from affordable...

The Rise of Bite-Sized Loans: Convenience or Credit Trap?

In today’s digital-first world, borrowing money is no longer confined to visiting banks, filling out lengthy forms, or waiting weeks for approval. With just...

Understanding the Rise of Payday Loans in the UK

In recent years, the payday loan UK market has seen significant growth, drawing attention from economists, policymakers, and consumers alike. Despite the scrutiny, these...
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Salary‑Powered Loans vs. Overdrafts: Choosing the Right Tool for Cash Emergencies

In the face of financial uncertainty, quick access to cash can offer much-needed relief. Whether it’s a medical bill, a delayed reimbursement, or an...

Loans in Crypto Wallet: Useful Feature or a Security Threat?

Integrating crypto loans into digital wallets is gaining traction, allowing users to borrow and lend crypto assets without the need for traditional financial institutions....

Budget 2025: Tax Reforms, Infrastructure Financing, and NBFC Support Top Budget Wishlist

As Budget 2025 approaches, experts from the NBFC, finance, and business sectors are voicing their hopes for clearer and more consistent tax treatment across...

Godrej Capital’s Gen AI Plan: CTO Jyothirlatha B on SAKSHAM AI and the Future of Financial Services

Speaking to TechGraph, Godrej Capital CTO Jyothirlatha B shared how the company is harnessing GenAI to accelerate credit assessments and enhance customer service. She...

Bandhan Bank Q4FY24 Results

Improvement in asset quality along with growth in advances and deposits • Deposits grew 25% YoY reaching Rs.1.35 lakh crore as of end-March 2024  • Gross advances grew...
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MSME Business Loan: Steps to Apply, Interest Rates, and More

Small businesses often need help with financial challenges that can slow down their growth and sustainability. Here, MSME (Micro, Small, and Medium Enterprises) loans...

Interview: KreditBee CTO Karthikeyan Krishnaswamy On Responsible Lending, the Future of Instant Loans & Borrower Protection

In an interview with TechGraph, Karthikeyan Krishnaswamy, Co-founder & CTO of KreditBee delves into the company's commitment to responsible lending practices and its robust...

Poonawalla Fincorp, AIOCD partners for loan offerings

Poonawalla Fincorp, a BSE-listed finance company has announced its partnership with the All India Organization of Chemists & Druggists (AIOCD) for offering loans at...

The Different Types of Loans You Can Get

There are many different types of loans available to consumers, and some loans are better suited for specific purposes than others. Keep reading to...

Tata Capital launches digital ‘loan against shares’ service

Tata Capital has announced the launch of ‘Loan Against Shares’ (LAS), an end-to-end integrated digital financial offering and aims to provide customers with an...
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Interview: Gaurav Jalan of mPokket says, “We do not restrict our service to a limited number of cities or colleges”

While speaking with TechGraph, Gaurav Jalan, Founder & CEO of mPokket said, "Like other instant apps we do not restrict our services to a...
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