Why PayTM founder Vijay Shekhar Sharma is a True Genius?

Date:

Trending

- Advertisement -

When a 15-year-old boy reached the campus of the prestigious Delhi College of Engineering, nobody had any clue that someday the kid would own India’s largest online payment processing company.

I know many of you might have guessed who I am talking about. It is no brainier, the person in question here is Vijay Shekhar Sharma, CEO of PayTM.

- Advertisement -

Admittedly, articles about him flood the internet space, however, we are going to look at his journey holistically, delineating why he is a true genius.

- Advertisement -

We are going to analyze the arduous process that Sharma undertook to build PayTM. So let’s begin.

Hailed as a child prodigy, Aligarh born Sharma cleared his 12th standard exam at the age of fourteen. And after that, his road to India’s finest engineering college was filled with roadblocks.

- Advertisement -

Essentially educated in Hindi medium, Sharma struggled with English and had to literally translate his engineering books using Bhargav dictionary.

This experience, however, was a blessing in disguise. Now Vijay can read two books at a time. Lost in the strange ordeals of the engineering college, he was disinterested in his own stream of study – Electronics Engineering.

He spent most of his time loitering in the avenues of Kashmiri gate where he stumbled upon an international magazine that featured news from the Silicon Valley.

While flipping through the pages, Sharma was inspired by the success of newfangled firms and pledged to build something of that sort in India. He pulled up his socks and learned to code in his colleges’ computer center.

And in that process, he built a content management system that many in the US and even Indian Express started using. He named it XS Communications and the venture started earning him money. And this was way back in 1995-96, almost a decade before WordPress came into existence.

From the psychological viewpoint, Sharma showed signs of genius through his ability to think differently early on. He was able to conceive an idea, sitting in his hostel room that wouldn’t cross our minds.

Pick out an example in the history, every genius observed a common phenomenon but viewed it differently. It was evident that Sharma had it in him and signs were showing.

One97 Technologies, the parent company of PayTM, followed next for which he took a loan of INR 800,000, which anyone would have termed a blunder considering there were slim chances the venture would succeed.

But Sharma did not believe in chances but in hard work and with that zeal he steered his firm towards success, often skipping meals and walking long distances for business meetings.

One97 Technologies flourished at a tremendous pace and the company was quick enough to cash in on the emerging mobile payment space, thanks to Sharma’s leadership and sharp vision.

In fact, to persuade the board of directors to nod in favor of what we know as the PayTM app today, Sharma had put his two percent share in the company – then valued at $2 billion – at stake.

And what had ensued since then is history. Today PayTM is a houselhold name. Such rock solid belief in ideas coupled with risk-taking is a definitive sign of a genius.

The PayTM story becomes much more interesting with Sharma’s incredible journey. He single-handedly has built an empire from an idea that had clicked while reading a magazine.

Another sign of a true genius. And this is why I believe Vijay Shekhar Sharma was, is, and will always be a genius.

THE SNAPSHOTS

Sign up to get quick snaps of everyday happening, directly in your inbox.

We don’t spam! Read our privacy policy for more info.

- Advertisement -
Krishna Mali
Krishna Mali
Founder & Group Editor of TechGraph.

More Latest Stories

More Articles

Deeptech Startup Newtrace Secures $6.3 Mn in Pre-Series A Round

Bengaluru-based deeptech startup Newtrace has raised $6.3 million (INR 56.93 crore) in a pre-Series A funding round led by HDFC Bank and Mitsui Sumitomo...

Mozark Snaps $40 Mn In Series B Round Led by IFC and RMB Capitalworks

Mozark, a Singapore-based company specializing in digital experience testing and measurement, has raised $40 million in a Series B round led by International Finance Corporation (IFC) and RMB Capitalworks, with participation from existing investor Kalaari Capital. The company will use the fresh funding to strengthen...

Role of Agentic AI in transforming the real estate landscape

The real estate industry involves a high-stakes ecosystem driven by shifting supply-demand dynamics, regulatory...

How to Extend Vehicle Lifespan With Proper Maintenance

Extending the lifespan of your vehicle is not only cost-effective but also beneficial for...

Understanding Common Car Problems and How to Prevent Them

Keeping your vehicle in top condition requires more than just regular washing or occasional...

From Browsing to Buying: How Multi-Modal AI Is Turning Discovery Into Decision-Making

The digital journey, starting from discovery to decision, has been notably discontinuous through time....

From vineyard to bottle: How blockchain improves trust and sensing in the wine value chain

The wine sector faces increasing consumer demand for transparency, authenticity, and reliable information about...

Why India’s Next Cloud Boom Is Coming from Tier-2 Cities

Historically, the story of India's cloud adoption has been focused on the metro cities...

Geospatial Intelligence Is Powering India’s Next Wave of Smart Infrastructure

Every day, nearly 500 families in India receive news that will change their lives forever: a loved one lost to a road accident. In...

Is India Ready for a Smart Treasury? A Look at Adoption Barriers and Opportunities

Across India, businesses hold thousands of crores in current accounts that earn no interest....

Fraud or Finance? How to Identify Trustworthy Digital Lending Platforms

Digital lending has changed how credit flows in India. According to the IBEF, fintech-led...

Why India’s Housing Affordability Crisis Needs Policy Attention in Budget 2026

In the past few years, real estate prices have risen steadily, especially in tier-one...

Choosing glass for perfume bottles? Watch for breakage and leaks

You want your perfume bottle to look great and arrive safely. That’s easiest when...

How To Use Tech To Aid Your Financial Management

Financial management and tech actually go hand in hand really well, and it’s important that you are aware of this and able to do...

O-1 Visa & Moving Beyond H-1B: Frederick Ng of Beyond Border on Fixing US Visa Bottlenecks for Startup Founders

Speaking with TechGraph, Frederick Ng, Co-founder of Beyond Border, discussed how many venture-backed founders often find themselves constrained by restrictive and poorly understood U.S. immigration pathways, and how the company is helping entrepreneurs reassess their traditional H-1B dependence in favor of more suitable options,...

Creator Commerce Platform Wishlink Secures $17.5 Mn in Series B round

India-based creator commerce platform Wishlink has raised $17.5 million in a Series B funding...

Brazil and South Korea Sign Stragetic Deals Across Trade, Health & Tech

In a move aimed at strengthening economic and strategic ties, Brazilian President Luiz Inácio...

Business Structure for Modern Entrepreneurs: What No One Explains Clearly

Modern entrepreneurs often obsess over product-market fit while neglecting the structural bones of their...

How Drone and LiDAR Surveys are Redefining Railway and Highway Project Execution

India’s railway and highway networks rank among the largest and most transformative infrastructure systems...

How Union Budget 2026–27 Supports Small Logistics Players through TReDS and the SME Growth Fund

Union Budget 2026–27 marks a decisive shift in how India supports its small logistics...

Union Budget Focus on MSMEs: Why Efficient Warehousing Is the Missing Link

The Union Budget 2026–27 places Micro, Small, and Medium Enterprises (MSMEs) firmly at the...

Budget 2026: Strategy, Stability, and the Shift to Execution

The Union Budget of 2026 is not a document that hunts headlines. It is...

Union Budget 2026 Reactions: Tech Sector Welcomes AI Focus, Sees Cloud Tax Incentives as Boost To India’s Digital Growth

India’s Union Budget for 2026, presented on Feb 1 by Nirmala Sitharaman, further integrated...

Union Budget 2026: Nirmala Sitharaman Raises Capex to ₹12.2 Lakh Crore, Fiscal Deficit Projected at 4.3% for FY27

Union Budget 2026: Finance Minister Nirmala Sitharaman said the government has allocated ₹12.2 lakh...

Why India’s Housing Affordability Crisis Needs Policy Attention in Budget 2026

In the past few years, real estate prices have risen steadily, especially in tier-one...

Amazon India Opens 1.1 Million Sq Ft Campus in Bengaluru

Amazon announced the opening of its second-largest office in Asia with the launch of...

B2B Logistics platform Mojro Draws $3Mn for IAN Alpha Fund & Others

Bengaluru-based B2B logistics platform Mojro has raised $3 million in a Series A funding...

Inflection Point Ventures leads INR 4 Cr seed round in Fintech Startup Roopya

West Bengal based no-code ‘lending-as-a-service’ platform Roopya has raised INR 4 Crore in a...

LTM partners with the Indian Institute of Creative Technologies to strengthen creative technology skilling

LTM, a Larsen & Toubro Group company, and the Indian Institute of Creative Technologies...

Choosing glass for perfume bottles? Watch for breakage and leaks

You want your perfume bottle to look great and arrive safely. That’s easiest when...

Union Budget 2026 Reactions: Tech Sector Welcomes AI Focus, Sees Cloud Tax Incentives as Boost To India’s Digital Growth

India’s Union Budget for 2026, presented on Feb 1 by Nirmala Sitharaman, further integrated...

Budget 2026: FM Nirmala Sitharaman Cuts Customs Duty on Personal Imports, Cancer Drugs Among 17 Medicines Exempted

India Union Budget 2026: The Indian government has reduced the customs duty rate on...

Union Budget 2026: Nirmala Sitharaman Raises Capex to ₹12.2 Lakh Crore, Fiscal Deficit Projected at 4.3% for FY27

Union Budget 2026: Finance Minister Nirmala Sitharaman said the government has allocated ₹12.2 lakh...